China UnionPay Debit Card ATM Withdrawal & Inquiry Fee Overseas

updated on 2017-06-02 by real-time-cny.com

UnionPay debit card is NO conversion fee when withdraw foreign currencies in ATM overseas. click to INQUIRY UnionPay exchange rates(a much better rate than Visa/MasterCard) - oversea UnionPay ATMs locater
All Foreigners in China can apply UnionPay debit cards as follow:

Bank	ATM Withdraw Fee(CNY)	ATM Inquiry Fee(CNY)	Note
ABC	1%+12	4	Agricultural Bank of China
BOC	0.5%(15-50)	4	Bank of China
CCB	1%+12	4	China Construction Bank
ICBC	1%(14-112)	4	Industrial & Commercial Bank of China
PSBC	0.5%+12	4	Postal Savings Bank of China
BoCom	1%+12(min 15)	4	Bank of Communications
CMB	0.5%(min 10)	4	China Merchants Bank
SPDB	18	4	Shanghai Pudong Development Bank
SPDB (Diamond)	FREE	FREE	1,000,000 CNY financial asset in SPDB
Citibank	FREE	FREE	to open an RMB account with no less than 50,000 CNY deposit
Huaxia Bank	FREE in the first time/month; 12 CNY for each additional time.	FREE in the first time/month; 2 CNY for each additional time.	no limit
Huaxia Bank (Silver Card)	FREE in 3 times/month; 12 CNY for each additional time.	FREE in 3 times/month; 2 CNY for each additional time.	50,000 CNY financial asset in Huaxia
Huaxia Bank (Gold Card)	FREE in 5 times/month; 12 CNY for each additional time.	FREE in 5 times/month; 2 CNY for each additional time.	200,000 CNY financial asset in Huaxia
Huaxia Bank (Platinum)	FREE	FREE	600,000 CNY financial asset in Huaxia
PingAn Bank	15	2
PingAn Bank (Gold Card)	FREE in 5 times/month; 15 CNY for each additional time.	FREE in 5 times/month; 2 CNY for each additional time.	50,000 CNY financial asset in PA
PingAn Bank (Platinum)	FREE	FREE	500,000 CNY financial asset in PA